Warby Parker does accept vision insurance, making it easier for customers to purchase eyeglasses, sunglasses, and other optical products. They partner with specific insurance providers to offer in-network coverage. However, even if your provider is out-of-network, you can still benefit from potential savings by applying for reimbursement after your purchase.
In-Network Coverage:
For in-network coverage at Warby Parker, they mainly accept plans from EyeMed, UnitedHealthcare, and Cigna. UnitedHealthcare vision insurance members, for example, can purchase prescription eyeglasses or sunglasses for as low as $25, while Medicare Advantage members can expect to pay $50 or less. Insurance coverage at Warby Parker can significantly reduce the out-of-pocket cost of high-quality eyewear compared to typical prices, which range from $95 to $145 without insurance.
Out-of-Network Coverage:
If your insurance provider is not part of Warby Parker's in-network plans, you can still shop with them and submit a claim for reimbursement. Many plans will allow you to save an average of $100 by filing a claim post-purchase. The out-of-network experience is streamlined to ensure your benefits can still be applied effectively.
Steps to Use Insurance at Warby Parker:
- Check Eligibility: Sign in or create an account on Warby Parker’s website. Enter your insurance information to check if your benefits are eligible for use. If you have an EyeMed or Cigna plan, you can check your eligibility by filling out a claim form on their respective pages.
- Shop and Apply Benefits: Once your eligibility is verified, you can shop for frames, contacts, or eye exams. Warby Parker will automatically apply any eligible discounts available through your insurance plan when you checkout.
- Upload Prescription: For prescription eyewear, ensure you have a valid prescription. You can upload a current prescription directly to your Warby Parker account, email it to them, or fax it. Based on your prescription, they might also need your pupillary distance (PD).
- Claim Submission (Out-of-Network): If your provider is out-of-network, complete the claim form provided by your insurance carrier. Attach the itemized receipt from Warby Parker, which you can access in your account under past invoices. Per your carrier's instructions, mail or submit the completed form and receipt online.
- Payment: Even without insurance, you can use FSA or HSA accounts to cover copays and other costs at Warby Parker. They also offer free shipping, returns, and a six-month no-scratch guarantee on lenses.
Additional Benefits:
Beyond utilizing insurance, Warby Parker offers other perks like virtual try-ons, free Home Try-on service for five frames, comprehensive eye exams at many store locations, and extra savings on annual supply purchases. By following these steps and leveraging your vision insurance, you can enjoy a seamless, cost-effective experience when shopping with Warby Parker for all your optical needs.
